God at work …at closing?

Today we closed on a mortgage refinancing our existing property at 144th and Zuni. The loan is being underwritten by a local bank – Summit Bank and Trust. The journey out of our old mortgage and into a new one has been a long one with many unanticipated twists and turns. At the end of the journey is an often dreaded ritual – the closing.

Kevin is a Vice President of Summit Bank. He joined up with us on this journey back in November. Adiel Brasov met Kevin and began to discuss our emerging need for a financial partner in this audacious enterprise. Kevin decided to investigate this church, meeting in rented facilities, unaffiliated with a major denomination to see where his bank’s money would potentially be going. Apparently, he must have decided that Discovery wasn’t too crazy, and that we really had a great opportunity in front of us in this piece of undeveloped land. As we left his office today, he told us he would be back to visit us again. That was reaffirming.

Summit Bank and Trust is a small and growing financial institution. They have branches in Broomfield, Westminster, and Erie – with plans for more. We worked hard today to convince them that they should have a branch location at 144th and Zuni. We know of a nice piece of dirt that would be just right for them.

About two years ago our real estate agent, Liz Law-Evans, introduced us to a local developer named Scott. Scott had been the developer on a project that Liz was involved in, and she came away very impressed. Liz thought Scott, and his development partner Neil, would be a great team to work with on the Discovery property as well. We had several conversations with Scott and Neil, and we came away very impressed also. They liked our property, the location, the vision we had for it – they were exciting conversations. In the end, however; the timing just wasn’t right and Scott and Neil had other projects they needed to focus on, so everyone went their separate ways.

You will never guess who is on the board of directors for Summit Bank and Trust – Scott and Neil. When Kevin took our loan package to his board for approval – Discovery already had a couple of friends there. Kevin told us this today at the closing. It was really comforting to know we had made some friends along the way.

It would be easy to say that it is a small world – that it should be no surprise since we have been talking to developer and banks talk to developers that there would naturally be common connection. It would be so easy to assume that it is natural for our networks to overlap. We even commented in the closing about the small world we live in.

Maybe the reason our world seemed so small today is because God is so big!

His generosity, evidenced through people stepping out on faith to pledge and give toward the success of this audacious endeavor, is huge. His faithfulness to a small, unaffiliated church meeting in a rented school building is overwhelming to me. His mercies are unending. His love endures forever. To live in a small world, in the capable hands of a big God - that is most reassuring!